Child Support After Parent Death
When negotiating divorce and child custody agreements, it’s important to prepare for all possible scenarios. In terms of child support and custody, unfortunately, one of those scenarios is the death of one of the parents. It’s tragic to imagine this scenario from a child’s emotional perspective. As uncomfortable as it is to speculate, the potential death of either the custodial or non-custodial parent should be considered.
Death of Non-Custodial Parent
In the case of the death of a parent paying child support, the custodial parent may wonder where funds will come from. “It’s unfortunate when a parent who was charged with paying child support dies. However, the obligation to support a child does not die with the parent,” according to advice from Debrina Washington, a single-parent specialist for AboutParenting.com.
A life insurance policy is the first source of support income to be considered for continued child support. The life insurance policy should include the children or the custodial parent as beneficiaries. Payments can also come from the sale of a parent’s estate assets including real estate, 401Ks, and investments.
“Was the deceased parent gainfully employed for a period of time? If so, the surviving parent can seek benefits on behalf of the child from the Social Security Administration,” according to the article “Child Support Following a Parent’s Death.”
The only circumstances that would discontinue child support responsibilities according to the Michigan Friend of the Court guidelines, are when the child:
- Reaches the Age of Majority (usually 18) or an age specified in the support orders
- Is emancipated
- Enters military service
- Is adopted
- Is placed with the support payer
The FOC regulations specify that the child support responsibilities discontinue if, “The payee dies and no legal responsibility with a third party is established.”
Custodial Parent Dies
“In the event of the death of the custodial parent, custody would automatically go to the other parent unless a motion is filed with the courts to declare him or her unfit,” according to White Lake Child Support Attorney Kathryn Wayne-Spindler. “In that situation, if a guardian takes custody, the non-custodial parent would continue to pay child support payments.”
Wayne-Spindler also explained that after the death of a former custodial parent, the parent who takes custody must provide paperwork – usually including the death certificate – to the courts in order for child support income withholding to cease. She worked a case about 10 years ago in Wayne County where a parent provided all of the necessary paperwork to the FOC proving the death of his ex-wife. The withholdings eventually discontinued and Wayne-Spindler requested a return of the amount due back to her client. The Friend of the Court office never provided that accounting. Be immediately active when tragedy hits because stopping the income withholding can be difficult in some counties.
Child Support Arrears
“Once child support accrues it can be considered the ‘property’ of the custodial parent is due and owing. Arrears do not get ‘written off’ when the custodial parent passes on,” according to Nebraska attorney Nancy Shannon.
White Lake Family Law Attorney Wayne-Spindler explained that child support arrears belong to the child. If a child reaches the age of majority and child support payments are still owed, the child can sue the parent or parent’s estate (within the statute of limitations) for the amount due.
White Lake Custody Attorney Kathryn Wayne-Spindler is vastly experienced with all aspects of child support cases. She has been helping families with their child support questions for more than 20 years. Contact the Milford, Michigan law office of Kathryn Wayne-Spindler & Associates for help with cases throughout Southeastern Michigan including Oakland, Washtenaw, Genesee, Wayne and Livingston Counties. She handles custody and child support cases in Milford, Highland, Hartland, White Lake, Commerce, Waterford, Wixom, New Husdon, South Lyon, Holly, Grand Blanc and many more local communities.
Written and posted by Christine Donlon Long
Communications Specialist for Kathryn Wayne-Spindler & Associates